YBR

Why choose Yellow Brick Road?

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Yellow Brick Road is a full service wealth management company dedicated to helping hard working Australians build wealth. Our branches are owned and operated by people who live in the communities they serve, providing a local focus and local expertise.

 

Yellow Brick Road is a wealth management company with the goal to give all Australians access to quality financial advice. Our mission is to assist people in planning for their future, from the purchase of their first home right through to their retirement. We do this by providing expert advice, products and services in the areas of home loans, financial planning, superannuation, insurance and savings.

At Yellow Brick Road, we think it’s important to have someone in your local area who can answer your questions and give you guidance to help you achieve your financial goals. That’s why we have a national network of neighbourhood-based branches that are owned and operated by people who live in the community that they serve. This is important to us because we believe that people should have someone who will be there to help them every step of the way.

Yellow Brick Road was founded by Executive Chairman Mark Bouris, who believes that every Australian should have the opportunity to put a roof over their head and retire comfortably. That’s why when you walk into a Yellow Brick Road branch, our Wealth Managers will often ask questions about various aspects of your financial situation. We look at every client’s “big picture” because it’s part of our DNA to ensure that you have the best possible opportunity to achieve the financial future that you dream of. That’s what Yellow Brick Road is all about.

All Australians need quality financial advice that they can trust, and they need a partner who is going to be there with them, to look out for them for the long term. At Yellow Brick Road, that is our commitment to all hard working Australians and their families. It’s personal to us, because it’s personal to you. That’s what makes Yellow Brick Road different, and that’s why we look forward to working with you.

Home loan hints and tips

 
Being prepared when getting your home loan 
Applying for a home loan is the first step towards home ownership. It’s an exciting time, but it’s also a complex process, which includes several basic steps.
 
Can I get a mortgage if I'm not in the mainstream of borrowers? 
The most straightforward home loan applications are those from borrowers who have saved 20 per cent deposit and who worked fulltime for at least a year, under a PAYG salary arrangement. These are straightforward because the lender can see that the borrower has saved the deposit from their own income, and that they have regular employment at a certain salary. If they also have a good credit history, their application moves quickly.
 
Can I use equity in my property to build wealth? 
Some first home buyers want to turn their property into more wealth, which they do by growing their equity: that is, the part of the property’s value that is not owed to their lender. There are two kinds of equity to think about.
 
How can a mortgage broker help me get a home loan? 
Finding the right home loan can be a complex and time-consuming task, especially for first home buyers. Many borrowers navigate the daunting number of options by using a mortgage broker to source their loans – around half of residential mortgages are now written by brokers in Australia. But is a broker for you?
 
How can an offset account help me repay my home loan faster? 
If you can reduce the interest payments in your home loan, you speed the repayment of the principal amount and accelerate the pay-out of the mortgage.
 
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