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Looking to Refinance?

Refinancing is all about getting yourself a better deal either through lower rates, leveraging ownership equity or a combination of both. In addition to improved savings, refinancing also offers you the flexibility to address a host of circumstances. You could switch between fixed and variable rates, change mortgage applicants, consolidate debt or even move to a different plan for quicker homeownership. The right refinancing plan should, therefore, deliver long term value and flexibility in accordance with your goals.


At Yellow Brick Road, we offer you market-leading home and investment loan rates. Boost your savings with our 100% offset option that works for both variable and fixed interest rate loans. What’s more, is that we understand each customer has unique needs. We invest time in knowing your exact circumstances before recommending a product that matches your specific requirements. Click on the link below to talk to a refinancing expert now!

How much can I borrow?

See how much you can borrow for your home by entering a few details.

See how much you can borrow

Make extra repayments

See the savings you can achieve by making extra monthly repayments

Calculate repayments

How long to repay

Find out how long it will take to repay your home loan with a specific repayment amount and frequency.

Crunch the numbers

Flexi Options Home Loan

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Essentials Options Home Loan

Set and forget- an easy hassle-free way to pay your home loan

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Flexi Options Home Loan

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Contact an Adviser

What our clients say about us

Anthony, thank you so much for assisting us in buying our first home. You were fantastic! You really understood the stressful challenges we faced and always went above and beyond, which is something we have never experienced with our bank. You found a great loan for my wife and I, and your property reports proved quite valuable. We are so happy with the service and relationship.

I am writing to thank you for all the help with managing my mortgages and finances. You made it so easy for me to get a better rate and stay with the same bank, which I didn't think was possible. Thanks again for all the time you put into assisting me.

Edwar Ibrahim, Maroubra

Tricia Benjamin, Holland Park

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* Special variable rate available for Owner-occupied loans with Principal and interest repayments up to a 90% LVR.


^ The comparison rate is based on a loan for $150,000 and a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Information and interest rates are current as at 09/12/19 for new customers only and are subject to change. Terms, conditions, fees, charges and credit criteria apply. The information is provided by Yellow Brick Road Finance Pty. Limited ACN 128 708 109 Australian Credit Licence 393195 and does not take your personal objectives, financial situation or needs into account. Consider its appropriateness to these factors before deciding whether to act on it.


The above rates are subject to change. Fees and charges are payable. Terms and conditions are available from your local branch.


Yellow Brick Road Finance Pty Limited ACN 128 708 109, Australian Credit Licence 393195. Yellow Brick Road Wealth Management Pty Limited ACN 128 650 037, AFSL 323825.



Essentials Options Home Loan

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Flexi Options Home Loan

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Choose from a variable or fixed loan, or a combination of both, with a 100% offset account

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Contact an Adviser

Our Home Loan Calculators

Copyright © 2020 Yellow Brick Road


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Home loans and other credit services are provided by Credit Representatives of Yellow Brick Road Finance Pty Limited ACN 128 708 109, Australian Credit Licence 393195. Financial Advice, Insurance, Superannuation and other financial services are provided by Authorised Representatives of Yellow Brick Road Wealth Management Pty Limited ACN 128 650 037, AFSL 323825.


Read our Financial Services Guide (FSG) and Credit Guide (CG) as required by the Australian Securities Investments Commission (ASIC).



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Mark Bouris

Mark Bouris - Executive Chairman

Mark Bouris has established a successful career from building disruptive businesses to challenge the market and provide smarter solutions for consumers.

Mark's current positions include Executive Chairman of Yellow Brick Road Group (ASX:YBR),  Chairman of the SME Association of Australia and Non-Executive Director of Sydney Roosters Football Club and Eastern Suburbs Leagues Club. He is also an Adjunct Professor for Banking & Finance and Business Law & Tax at UNSW Business School and works with the University to mentor tomorrow’s business leaders.

In 2015, Mark was appointed a Member of the Order of Australia for significant service to the finance industry and tertiary education and has most recently acted as Chairman of the Taskforce into Digitisation of Small Businesses in Australia for the Australian Treasury.

Mark is the author of Wealth Wizard, The Yellow Brick Road to Your Financial Security, and What it Takes, and has recently created and produced a new TV show along with Channel 7 called The Mentor which aired in April this year and coincides with The Mentor podcast and Mentored.com.au.

Adrian Bouris

Adrian Bouris - Non-Executive Director

Adrian Bouris is a Non-Executive Director of Yellow Brick Road and has over 25 years’ experience in investment banking
and corporate and commercial law. He is currently Principal and Managing Director of BBB Capital Pty Ltd, a boutique
corporate advisory and investment company. Prior to founding BBB Capital Pty Ltd, Adrian was Managing Director of the
Australian Investment Banking Division of ING Bank N.V., and was previously Director of SG Hambros Australia. He is also Director of The Surf Travel Company Holdings Pty Ltd and Non-Executive Director of Surfing New South Wales, Sterling Publishing Pty Ltd and Smarter Money Investments Pty Ltd.

 
John George

John George - Non-Executive Director

John George is a Non-Executive Director of Yellow Brick Road and has an extensive background in accounting, corporate strategy, transaction management, governance, capital raising, mergers and acquisitions. His qualifications include a Bachelor of Business, Certified Practising Accountant, former Deputy State President of the Australian Governance Institute (Queensland) and current Deputy Chair of the Queensland Public Companies Forum Group. John is currently a Non-Executive Director of Gladstone Airport Corporation and previously, a non-executive director of Shine Lawyers Ltd. John is a Director of SGD Partners and the founder of Standard Edge.