YBR

How can I protect my property and possessions?

Owning a house is one of the biggest steps you can take on your financial journey through life. Now that you actually own a property, it’s up to you to ensure you protect it from incidents such as theft, damage and disasters. Investigate the options available to you, before it slips your mind.

Financial Adviser

Cover the cost to repair or rebuild your home

If you are wondering how much cover you really need just ask yourself what it would cost to rebuild your home from scratch if it were destroyed. Consider the cost of labour, materials and temporary accommodation. Having the right cover can help lessen the pain of rebuilding or repairing your home.

Don't underestimate the value

Buying insurance based on price alone can often lead to cover that doesn’t necessarily fit your needs. If you were a victim of flood, theft, storm damage or bushfire, ask yourself - would your insurance cover the cost to rebuild your house and replace all of its contents?

 Get yourself covered

Protect your possessions

If you are a victim of fire, theft or damage then having to replace the things you worked hard for can only add insult to injury. Many homeowners consider taking out insurance that covers the cost of replacing or repairing household essentials that your family needs, like furniture and white goods.

It's worth protecting whether you live in it or not

If you have an investment property, you want to rest assured that you have adequate cover in place to protect your property and its contents from damage caused by others. To cover you for loss of rent, theft, malicious damage or legal liabilities you may incur, it's crucial that you take out a landlord insurance policy.

Review when you renew

Life changes and so should your level of insurance cover. Renovating your house or investing in a new kitchen are just two of life’s events that might alter your outlook on what is worth protecting at home. So before you renew your insurance policy, review your cover to ensure your policy is still adequate.