Take the worry out of repayments

Yellow Brick Road Loan Protect is an affordable solution and can give you peace of mind for less than a cup of coffee a day.

With our loan protection insurance, you’ll be taking a simple, affordable precaution that could have enormous benefits if the unforeseen occurs.

Your loan protection insurance can continue even after you have paid off your home loan, as it operates independently of your loan.  You can use the payout for any purpose, as it is paid directly to you.


Mortgage Insurance

We cover you when you need it most

You or your family are covered up to $1 million if the worst happens, such as terminal illness with less than a year to live, or worse.

Below is an overview of the policy, if you want more detail, please feel free to contact a Yellow Brick Road Wealth Manager to walk you through our loan protection insurance.

 Have questions?

If you do not have work

If you are made involuntarily redundant for more than 30 days, you can be paid up to $2,500 per month for three months in the first year of your policy.


When your health is affected

If you are diagnosed with any of one of the below medical conditions, you can be paid a lump sum of up to 30% of your death and terminal illness benefit.

  • Cancer1
  • Heart attack1
  • Stroke1
  • Coronary artery bypass surgery1
  • Alzheimer’s disease
  • Kidney failure
  • Paralysis
  • Severe burns
  • Loss of independent existence
  • Total loss of hearing
  • Total loss of sight

1 We do have a three month exclusion period with these medical conditions.

We have covered people for death, war injuries and cancer up to $260,000.

Important information

The information presented is general in nature and does not take into account your personal goals and objectives. This information does not represent financial product advice. You should always seek independent legal and financial advice before making a decision in relation to a financial product. Read the Product Disclosure Statement (PDS) before making a decision.

Yellow Brick Road Loan Protect is issued by MetLife Insurance Limited ABN 75 004 274 882, AFSL 238096 (MetLife) (Death, Terminal Illness & Critical Illness Benefit) and ACE Insurance Ltd ABN 23 001 642 020, AFSL 239687 (Involuntary Unemployment Benefit).  It is distributed and marketed by Yellow Brick Road Wealth Management Pty Limited ABN 93 128 650 037 AFSL 323825, a wholly owned subsidiary of Yellow Brick Road Group Pty Limited ABN 58 124 415 194.