YBR

Self Managed Super

The Yellow Brick Road Self Managed Super Fund (SMSF) Property Loan is designed for customers who wish to invest in residential property via an SMSF.

The Yellow Brick Road SMSF Property Loan has been developed in line with current SMSF laws and regulations however, we require applicants to seek independent financial and legal advice before committing to an SMSF purchase. Please note SMSF loans are not available for owner-occupied use.

The loan structure is designed to easily integrate with most SMSFs. SMSFs can use borrowed monies to assist in purchasing a residential investment property within the super fund. The property must be held in trust for the SMSF until the loan is repaid.

Self Managed Super

Home Loan
Interest rates from
5.97% p.a. borrower rate
 
6.00% p.a.* comparison rate

Key Features

Purchase residential investment property

Use borrowed monies to purchase a residential investment property within the super.

Security of a limited recourse loan

Rights of recovery against the SMSF are limited to the secured property. All other assets are exempt.

Potential gearing benefits

Possibility of claiming the interest paid on the loan and expenses as deductions against rental.

Rental income can be used to demonstrate

Rental income from the investment property can be used to repay the loan.

What rate am I eligible for?

Interest Rates from:

% p.a. for Principal & Interest home loans
(% p.a. comparison rate^)
% p.a. for interest only home loans
(% p.a. comparison rate^)

What our clients experienced

Anthony, thank you so much for assisting us in buying our first home. You were fantastic! You really understood the stressful challenges we faced and always went above and beyond, which is something we have never experienced with our bank. You found a great loan for my wife and I, and your property reports proved quite valuable. We are so happy with the service and relationship.
Edwar Ibrahim, Maroubra
I am writing to thank you for all the help with managing my mortgages and finances. You made it so easy for me to get a better rate and stay with the same bank, which I didn't think was possible. Thanks again for all the time you put into assisting me.
Tricia Benjamin, Holland Park

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* Comparison rate is based on SMSF variable rate for $150,000 loan over a term of 25 years for a loan with monthly principal and interest repayments. Comparison rates are based on the variable rate loans comparable by major banks. Rates are correct as at 20/07/18 for Yellow Brick Road and may be subject to change. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Fixed rate loans may be subject to significant break costs. Please refer your clients to their loan contracts for terms and conditions regarding break costs. At the end of the fixed rate period, the interest rate will revert to the discount variable rate applicable at that time.

Offer available for new loan only. Not for owner-occupied purpose. Purchase or refinance of an existing residential investment property. Refinance transactions only for those properties currently held within an SMSF structure. SMSF loan amounts from $150,000 - $1,000,000, maximum loan-to-value ratio of 70%, additional credit criteria apply. Not available in conjunction with any other offer.

For fixed rate and comparison rate quoted please refer to the Comparison Rate Schedule.

* Additional charges may be payable for complex transactions or more than one security property.