Yellow Brick Road: Home

Are you self-employed?

At YBR we recognise that as a self-employed professional, verifying your current income may not be a straight-forward process. Businesses change and evolve over time; additional contracts are acquired, revenue fluctuates, so that your old financials and tax returns may have little relevance in demonstrating your current financial position. Your financial situation may be complex, or your financial statements might be outdated.

We know that the circumstances of each self-employed borrower are unique. Our team of highly motivated and experienced self-employed finance professionals take the time to understand your specific challenges and goals. Based on this understanding, we help you find the right match from a broad array of solutions designed to cater to a diverse range of self-employed borrower needs.

Our Essential Options home loans range is specifically designed with self-employed borrowers in mind, offering both traditional and alternative lending solutions.

Speak with one of our lending specialists today and learn more about how we can help.

Full Doc Home Loan#


2.66 % pa Borrower rate

2.69 % pa Comparison rate

Available for flexible loan purposes, no account keeping fees, with 100% offset account

Alt Doc Home Loan^


3.35 % pa Borrower rate

3.41 % pa Comparison rate

Enjoy the benifits of on-line loan access with free redraw, 100% offset account and pay-anyone

What our clients say about us

Anthony, thank you so much for assisting us in buying our first home. You were fantastic! You really understood the stressful challenges we faced and always went above and beyond, which is something we have never experienced with our bank. You found a great loan for my wife and I, and your property reports proved quite valuable. We are so happy with the service and relationship.
Edwar Ibrahim, Maroubra
I am writing to thank you for all the help with managing my mortgages and finances. You made it so easy for me to get a better rate and stay with the same bank, which I didn't think was possible. Thanks again for all the time you put into assisting me.
Tricia Benjamin, Holland Park

Terms & Conditions:

Essential Options Full Doc# Rate available for residential owner occupied loan purposes paying principal and interest repayments up to 80% LVR.

Essential Options Alt Doc^  Rate available for residential owner-occupied loan purposes paying principal and interest repayments up to 60% LVR.

The comparison rate is based on a loan for $150,000 and a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Information and interest rates are current as of 07/12/20 for new customers only and are subject to change. Terms, conditions, fees, charges and credit criteria apply. The information is provided by Yellow Brick Road Finance Pty. Limited ACN 128 708 109 Australian Credit Licence 393195 and does not take your personal objectives, financial situation or needs into account. These home loan products are not suitable for all clients and we strongly advise seeking credit advice prior to making a decision as to the appropriateness of these home loan options for your personal circumstances. The above rates are subject to change. Fees and charges are payable. Terms and conditions are available from your local branch.