Yellow Brick Road: Home

Empower Package

Designed for home buyers and investors who want the added flexibility and benefits provided by a 100% offset account. With competitive variable and fixed rate options, along with a low annual account fee, the Yellow Brick Road Empower Package offers great flexibility and value. 

By using the offset account, you can help to reduce the amount of interest you pay on your linked home loan and even reduce the term. You can choose between fixed or variable accounts or a combination of both. With an unlimited number of accounts, you can choose any combination of repayment types to suit your needs, which includes interest only. 

ATM and EFTPOS access with your offset account Debit Mastercard provides great flexibility while helping reduce interest on your loan account. Apply for a Yellow Brick Road Empower Platinum Card at the same time as your loan and enjoy all the benefits with no annual card fees.

Empower Package

Home Loan
Interest rates from
3.75% p.a. borrower rate
4.00% p.a.* comparison rate

Key Features

Offset account

A 100% offset account can be linked to your loan (variable rate accounts only).

100% offset account

Up to 2 offset accounts available per variable rate loan split.

You choose

With an unlimited number of accounts, choose any combination of repayment, including interest only.

Flexible payment options

Unlimited repayments on variable rate, and up to an additional $10,000 / yr for fixed rate accounts.

What rate am I eligible for?

Interest Rates from:

% p.a. for Principal & Interest home loans
(% p.a. comparison rate^)
% p.a. for interest only home loans
(% p.a. comparison rate^)

What our clients experienced

Anthony, thank you so much for assisting us in buying our first home. You were fantastic! You really understood the stressful challenges we faced and always went above and beyond, which is something we have never experienced with our bank. You found a great loan for my wife and I, and your property reports proved quite valuable. We are so happy with the service and relationship.
Edwar Ibrahim, Maroubra
I am writing to thank you for all the help with managing my mortgages and finances. You made it so easy for me to get a better rate and stay with the same bank, which I didn't think was possible. Thanks again for all the time you put into assisting me.
Tricia Benjamin, Holland Park

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* Comparison rate based on a $150,000 loan amount over 25 years. Warning: This rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

For fixed rate and comparison rate quoted please refer to the Comparison Rate Schedule.

All lending rates quoted on this website are for new owner-occupied applications only (unless otherwise stated). Existing customers should always refer to their loan contract or internet banking / customer service for their current rates, terms and conditions.

The above rates are subject to change. Fees and charges are payable. Terms and conditions are available from your local branch.

Yellow Brick Road Finance Pty Limited ACN 128 708 109, Australian Credit Licence 393195. Yellow Brick Road Wealth Management Pty Limited ACN 128 650 037, AFSL 323825.