Empower Home Loan

The Yellow Brick Road Empower Home Loan is suitable for those who are after a flexible facility with no ongoing account management fees, but with many extra features you may not expect from an affordable loan. It offers a true value solution to home owners and property investors alike.

You could own your home sooner with unlimited additional repayments permitted on variable rate accounts. For fixed rate accounts, you may pay up to an additional 5% each year without penalty. Redraw is also available on all variable rate accounts. Your dream home can be built or renovated with the Yellow Brick Road Empower Home Loan. Additional fees apply.

You can borrow up to 95% of the purchase price or use our family guarantee option to help save on lenders mortgage insurance costs. Phone and internet banking provides you with convenient access to your loan 24 hours a day.

Empower Home Loan

Home Loan
Interest rates from
3.86% p.a. borrower rate
3.86% p.a.* comparison rate

Canstar Rated Home Loan

Rated among the top ten percent of Australia's owner-occupied home loans.

Key Features

No account fees

There are no on-going monthly or annual account management fees with the Empower Home Loan.

You choose

With up to six loan accounts you can choose fixed, variable, or a combination to suit your needs.

Flexible payment options

Unlimited repayments on variable rate, and up to an additional 5% / yr for fixed rate accounts.

Build or renovate

Your dream home can be built or renovated with the Yellow Brick Road Empower Home Loan.

What rate am I eligible for?

Interest Rates from:

% p.a. for Principal & Interest home loans
(% p.a. comparison rate^)
% p.a. for interest only home loans
(% p.a. comparison rate^)

What our clients experienced

Anthony, thank you so much for assisting us in buying our first home. You were fantastic! You really understood the stressful challenges we faced and always went above and beyond, which is something we have never experienced with our bank. You found a great loan for my wife and I, and your property reports proved quite valuable. We are so happy with the service and relationship.
Edwar Ibrahim, Maroubra
I am writing to thank you for all the help with managing my mortgages and finances. You made it so easy for me to get a better rate and stay with the same bank, which I didn't think was possible. Thanks again for all the time you put into assisting me.
Tricia Benjamin, Holland Park

Find a Branch

Find now

Find an Adviser

Find now

* Comparison rate based on a $150,000 loan amount over 25 years. Warning: This rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

For fixed rate and comparison rate quoted please refer to the Comparison Rate Schedule.

All lending rates quoted on this website are for new owner-occupied applications only (unless otherwise stated). Existing customers should always refer to their loan contract or internet banking / customer service for their current rates, terms and conditions.

The above rates are subject to change. Fees and charges are payable. Terms and conditions are available from your local branch.