Home > Download Centre Disclosure Documents Product Disclosure Statement (PDS) Financial Services Guide Additional Information Product Information Sheet Educational Documents Atchison Consultants SMHI Research Rating Report Australia Ratings SMHI Research Ratings Report When is Savings Not Savings? How to Apply How To Manage Your Account Finding Decent Low Risk Returns Probability of Bank Failures The Fixed-Income Performance Puzzle SMHI Product Flyer January 2017 Application Forms Individual or Joint Company SMSF Trust Forms Investment Direct Debit Form Automatic Savings Plan Direct Debit Form Withdrawal Form Change of Address Change Distribution Method Add Authorised Signatory Change Linked Account Switch Funds Form (from SMAC to SMHI or vice versa) Performance Snapshots Jun-16 Fact Sheet Jul-16 Fact Sheet Aug-16 Fact Sheet Sep-16 Fact Sheet Oct-16 Fact Sheet Nov-16 Fact Sheet Dec-16 Fact Sheet Jan-17 Fact Sheet Feb-17 Fact Sheet Distributions Quarterly Distribution Payment History Fund Reports/Notices SMHI Financial Statements 30/06/2015 Quick links Smarter Money Fund Higher Income Fund Share this page