YBR

Take control and speed up your savings

YBR Cash Manager is tailored for investors and provides greater visibility of your cash position.

Key features

Easy to apply

With a secure and fast online application with electronic verification, you can quickly set up an account.

Self managed super fund

It can be used as a cash hub for an SMSF simplifying super fund accounting, tax returns and end of year auditing.

Competitive interest rate

A variable interest rate that is calculated daily and paid monthly

Security

Covered by the retail Government Guarantee^ for aggregate deposits of up to $250,000.

No ongoing fees

With YBR Cash Manager there are no monthly account keeping or cash management fees.

Flexibility and visibility

Easy access to your cash via online or phone banking, cheque book facility and BPAY®.

See your 10-year history

Access 10 years of statements online: income, contributions, dividends, distributions, pension payments, expenses, assets, purchases or sales.

Access 24 hours 7 days

Access your cash around the clock online where you can transfer funds, make payments via BPAY® and view detailed transaction history.

Turn your cash into Smarter Money

*Important Information

The YBR Cash Manager and Term Deposits are deposits with Macquarie Bank Limited ABN 46 008 583 542 (Macquarie).

Yellow Brick Road Wealth Management has an Australian Financial Services License (AFSL) 323 825 and is regulated by the Australian Securities Investment Commission (ASIC).

When opening a YBR Cash Manager or Term Deposit you are transacting with Macquarie as the issuer of the products and not Yellow Brick Road Wealth Management.

This information has been prepared by Macquarie for general information purposes only, without taking into account any investors' personal objectives, financial situations or needs. Before acting on this general information you must consider its appropriateness having regards to your own objectives, financial situations and needs. All potential investors should obtain financial, legal and taxation information before making any decision regarding a particular financial product.

* The YBR Cash Manager Account interest rate is variable and subject to change without notice.

^ In September 2011 the Australian Government announced a number of changes to the Financial Claims Scheme (Government Guarantee). From 1 February 2012, a permanent guarantee cap of $250,000 per account holder per institution will be introduced, subject to the continued advice of financial regulators that this remains appropriate. Further information about the Government Guarantee can also be obtained from the APRA website at www.apra.gov.au and the APRA hotline on 1300 558 849.