Mortgage offset

A smart way to save money and reduce your term length on a home loan is to open a mortgage offset account.

Use our mortgage offset calculator to gain a better understanding of how your loan payments could be reduced by using an offset account. An offset account will not only help to reduce the total interest paid on your home loan, but it will also enable you to concentrate on growing your savings in the separate offset account.

Find out how much time and interest on your home loan by using our mortgage offset calculator to plan a strategy that works for you.

The results from this calculator is an indication only. The results do not represent either quotes or pre-qualifications for a loan. The specific details of your loan will be provided to you in your loan contract. It is advised that you obtain independent legal and/or financial advice before taking out a loan.

Important information

These calculations do not take into account any fees and charges. The results provided by these calculators are an approximate guide only. These calculators, or the results generated, do not constitute any agreement by us to provide credit assistance. Applications are subject to normal lending guidelines.