your local YBR branch in South Morang, we understand that when it comes to choosing a home
loan, interest rates are probably the number one factor you take into consideration, however, they're
not the only one. Interest rates are really competitive at the moment, so make
sure that you’re using comparison websites to find out what's on offer even if that means looking outside of the major banks. Smaller lenders can often offer better rates, so it’s worth while looking around to find the best rate. To get an even better deal speak
to your local Yellow Brick Road mortgage brokers. At South Morang, we have the industry experience
and resources to help you get the perfect loan.
If you’re looking for a loan right now, think about the
features you’d be likely to use. Offset accounts are a popular choice. An offset account is linked to your loan allowing you to reduce the monthly interest you
pay based on the amount of money you have in the account. Suppose you have a $200,000 loan with $50,000 in your offset account - you’ll only pay interest on $150,000. A redraw
facility is also important as it lets you to pay extra on your home loan, but lets
you access that money if you need it further down the track.
Make an appointment with one of our trusted mortgage brokers at
our Yellow Brick Road South Morang branch today and find out how you can save more for tomorrow!