Home > Branch Articles > Penrith News and views from YBR Penrith Difference between offset and redraw Can't decide between an offset account or a redraw facility? Here are the benefits of both 2018-10-22 by Paul Dwyer Deciding between a fixed and variable rate Paul Dwyer gives you his top advice on deciding between a fixed or variable rate home loan 2018-10-22 by Paul Dwyer Looking to buy a second home? Thinking about buying your second home? Paul Dwyer gives you his top advice. 2018-10-22 by Paul Dwyer The ins and outs of going guarantor Find out how a gaurantor's can help you get into the property market. 2018-10-22 by Paul Dwyer Thinking about buying your first home? Thinking about buying your first home? Matthew Dwyer gives you his top advice. 2017-06-09 by Matthew Dwyer Working out what you can afford How much can I borrow? Matthew gives you his borrowing advice for buying your first home 2017-06-09 by Matthew Dwyer The Loan Application Process Matthew Dwyer tells you all you need to know about the loan application process. 2017-06-09 by Matthew Dwyer Finding the Right Loan Matthew Dwyer gives you his top tips for finding your perfect home loan 2017-06-09 by Matthew Dwyer