Yellow Brick Road Term Deposits Are Now Available!

Yellow Brick Road has once again revolutionised the way Australians manage their wealth with the launch of Yellow Brick Road Term Deposits issued by Gateway Credit Union, a simple and secure way to build a successful investment portfolio.

Yellow Brick Road is the first non-bank lender in Australia to offer term deposits! Our Term Deposits are some of the most competitive in the market.

Since Yellow Brick Road Term Deposits are issued by Gateway, one of the major credit unions and Authorised Deposit taking Institutions (ADIs) in Australia, they come with a Government Guarantee subject to a limit for each depositor under the Financial Claims Scheme.

There are two ways to apply for a Yellow Brick Road Term Deposit. You can visit one of our 50 branches where a Wealth Manager can take you through the process, or you can apply online.

For more information on Yellow Brick Road Term Deposits, call us on 1800 927 927. If you’re investing $500,000 or more in a term deposit, call us on 1800 927 927 to discuss a special interest rate.

Term	$1,000 to $9,999		$10,000 to $499,999
	Standard (p.a.)	Compounding Annually (p.a.)	Standard (p.a.)	Compounding Annually (p.a.)
3 months	5.51%	-	5.56%	-
5 months	3.65%	-	5.86%	-
12 months	5.01%	-	5.11%	-
18 months	3.00%	-	3.25%	-
24 months	5.01%	5.01%	5.11%	5.11%
36 months	5.11%	5.11%	5.21%	5.21%
48 months	5.30%	5.30%	5.40%	5.40%
60 months	5.50%	5.50%	5.60%	5.60%

A full Term deposit rate schedule is available which includes additional terms and compounding methods.

Important Information

1. Yellow Brick Road term deposit products are issued by Gateway Credit Union Ltd (ABN 47 087 650 093 Australian Financial Services Licence Number/ Australian Credit Licence Number 238293).
2. Yellow Brick Road Wealth Management Pty Ltd ABN 93 128 650 037, Australian Financial Services Licence Number 323825 receives a commission from Gateway of up to 0.10% of the initial investment amount.
3. For deposits of $500,000 or more, please contact Yellow Brick Road on 1800 927 927.
4. Interest is calculated daily and you may choose to receive interest payments monthly, 6 monthly, annually or at maturity if the term is for one year or less. Interest must be paid at least annually for terms of 12 months or more.
5. For terms 12 months or less, interest may be added to the principal at maturity.
6. Interest rates are subject to change. Compounding interest options (monthly, 6 monthly or annually) are only available on certain investment terms.
7. Any advice provided on Term Deposits does not take into account your personal circumstances or needs. You should consider whether the product is right for you. Please view Gateway’s Terms and Conditions, Financial Services Guide and Fees & Charges that may apply.
8. If you have a complaint in relation to a product, you may access our dispute resolution scheme which is the Financial Ombudsman Service (FOS). You can contact them for free and independent advice on 1300 780 808.