Our home loans provide you with some of the lowest interest rates available in Australia. And, we give you all the features you need including redraw and offset accounts. We also know that you hate monthly fees. So do we. Therefore, there are no monthly fees for any of our home loans.
At Yellow Brick Road, we're committed to helping people purchase their own home. With the recent release of our new First Step home loan option, borrowers do not need to demonstrate a savings history when applying for a loan. Deposits for loans can be sourced from a range of options including gifts from a parent or other family member, an inheritance, windfall gains and tax returns, all of which can help first home buyers enter the market more quickly and easily.
If you are looking to borrow a larger amount we do have Professional Packages available, at extremely competitive rates, with an annual fee.
Our priority is to find a loan to match your needs, keeping it simple and taking the unknowns out of the home loan process. For simple loan applications, we will provide you with an initial approval within 2 business days. That's our commitment to you.
As well as the Yellow Brick Road loans featured here, we can provide access to loans from all the major lenders.
| Loan | Description | Rate | Comparison | |
|---|---|---|---|---|
| Homebase |
A standard variable rate home loan which can be used to purchase your own home or an investment property. The interest rate is generally lower than the variable home loan rate charged by the major Australian Banks.
Full details » | Variable | 6.84%pa | 6.90%pa |
| Better Basics |
A fantastic low rate with many of the features you may not normally expect from a basic loan. Split your low variable rate with our competitive fixed rates or utilise the flexible line of credit option. Redraw and internet access is also available at no additional cost.
Full details » | Variable | 6.48%pa | 6.53%pa |
| Futureproof |
A one, two or three year fixed rate home loan which can be used to purchase your own home or an investment property. Fixed repayments provide peace of mind.
Full details » | 1 year fixed2 year fixed3 year fixed | 6.47%pa6.47%pa6.47%pa | 6.86%pa6.82%pa6.79%pa |
| Wealth Access |
A loan that allows you to access the equity in a property so you can purchase additional property, take a holiday or start a share portfolio.
Full details » | Variable | 6.99%pa | n/a |
| Gold Pathway |
A professional package home loan with both fixed and variable rate options. A flexible loan for those looking to borrow larger amounts. Includes split loan and offset facilities.
Full details » | Variable1 year fixed2 year fixed3 year fixed | 6.44%pa6.37%pa6.37%pa6.37%pa | 6.65%pa6.64%pa6.63%pa6.63%pa |
Yellow Brick Road Home Loans are financed by Gateway Credit Union Ltd including the First Place, Homebase, Homebase Low Rate, Futureproof, Wealth Access and Gold Pathway Home Loan products. Gateway is one of Australia's largest credit unions with approximately 50,000 existing members.
* The credit provider for the YBR Homebase loan is Gateway Credit Union Ltd. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable. Rates are as at 15 December 2011 and are subject to change. How much you can save will depend on your current interest rate, rate changes, loan amount, loan term, and fees. For full details and conditions contact YBR.
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