Futureproof
A one, two or three year fixed rate home loan which can be used to purchase your own home or an investment property. At the end of the fixed rate period, this loan automatically converts to our standard variable rate, Homebase loan.
| Minimum amount | $50,000 |
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| Maximum amount | $2,000,000 |
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| Monthly fees | None |
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| Purpose |
Purchase occupied dwelling or investment property. Refinance. |
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| Maximum term | 30 years, shorter terms available |
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| Repayments | Principal and interest, interest only
Frequency: Fortnightly or monthly |
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| Property requirements |
Registered First Mortgage over Torrens, Strata or Old System title. Company title only in exceptional circumstances. |
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| Loan-to-Property Valuation Ratio (LVR) |
- Maximum Loan-to-Property Valuation Ratio (LVR) 95%.
- Lenders Mortgage Insurance (LMI) required if Loan-to-Property Valuation Ratio exceeds 80%.
- For refinance transactions, maximum LVR of 90% including LMI Premium.
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| Specific fees |
- Establishment Fee $745 (Conditions Apply).
- $95 loan discharge fee (per security)
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| Other characteristics |
- Loan offset and redraw facilities are not available.
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